Grant and Loan Programs for Small Businesses and Nonprofits You Might Not Be Tracking

April 15, 2020

By now you are aware of the Economic Injury Disaster Loan (EIDL) and the Paycheck Protection Program (PPP), small business programs set forth by the Small Business Administration (SBA). These programs have a set pool of funding available, which, due to high demand, Congress is looking to expand further in new stimulus bills. There is no reason not to apply, even for the smallest of businesses. While it has taken some time for lenders to adjust their systems and process applications, it appears that funding is now flowing.

As the need for recovery programs for small businesses continues to grow, so does the availability of smaller funding pools. There are emerging funds throughout the region that you may not be aware of designed to help truly small and local businesses. There are a variety of lesser known programs offered by state and local governments throughout the region. Many of these programs, both from the SBA and other sources, include provisions for self-employed, independent contractors, and gig economy workers.

We have compiled a list of these resources that are available in Washington D.C., Maryland, and Virginia and will continue to update them as they are made available. For additional COVID-19 resources, visit our hub here.  If you have questions about any of these resources or how Aronson can further assist, please contact us.

Washington D.C.

Events D.C. Hospitality and Tourism Relief Package

This program is designed to provide emergency funding to help DC’s local hospitality and tourism industry.   The relief package includes the following:

  • $5 million for hospitality and restaurant recovery efforts, inclusive of both worker and operator relief;
  • $5 million for hotels recovery efforts, including both worker and operator programs;
  • $5 million for undocumented workers across Washington, DC; and
  • $3 million dedicated to destination marketing efforts, with the focus first on bringing visitors back to D.C.

Commission on the Arts And Humanities

The DC government is actively compiling a listing of resources for those impacted by COVID-19 across multiple sectors, including resources for individuals and nonprofit organizations. This listing will continue to be updated with additional resources.


Maryland State Arts Council

The COVID-19 state of emergency has resulted in lost income across the creative sector. MSAC has responded immediately by convening constituents to assess the most urgent needs, passing measures to ease the burden on organizations and artists during this challenging time, and compiling lists of state and national resources below. See here for a list of actions being taken.

Cecil County Small Business Grant Program

This program provides front funded grants up to $10,000 to support certain small businesses countywide that have realized a significant financial hardship as a result of the COVID-19 outbreak.

Cecil County Small Business Loan Program

This program provides loans to small businesses in Cecil County that have realized a significant financial hardship as a result of the COVID-19 outbreak.

Garrett County Small Business Loan Program

The goal of the program is to provide small businesses with loans for interim emergency funding to help pay legitimate business expenses such as mortgage, rent, utilities, insurance, taxes, etc. in order to remain solvent, continue business operations, or eventually restart the business.

Kent County Community Grant Program

APG Chesapeake will grant $500,000 in matched advertising to locally owned businesses during the months of April, May, and June 2020. To be eligible to receive funds from the grant, businesses must complete the grant application and be approved. This fund has been established only for locally owned and operated businesses.


Virginia Commission for the Arts

This lists national and local resources for individuals and organizations. Additionally there is a FAQ sheet for the Virginia Commission for the Arts that you can find here.